It's important for everyone to plan for retirement, no matter their age.

If you're wondering what exactly an FMO is and why you should join one, you've come to the right place! We can help you determine if you should join an FMO and how you can benefit from doing so!

Congratulations — you've decided to register with Ritter! Let's explore everything that's now available to you.

The last day to file 2025 taxes is April 15, 2026. If any of your clients had marketplace coverage last year, when filing their taxes, they must report this and any tax credits they received.

It may be the lock-in period, but that doesn't mean you have to put your business on lock-down.

Your clients have selected their plan, you've completed applications, and the Affordable Care Act (ACA) Open Enrollment Period (OEP) is now over. Congratulations!

Do you struggle with promoting yourself or your insurance agent business? All day long, there's a lot of noise pinging from various media channels. It's never been easier to shout your message from the proverbial rooftop.

The amount of acronyms in the insurance industry is astounding.

Many agents shy away from presenting universal life products because they can be confusing to clients, especially seniors. But when the going gets tough, top producers get going.

There are many reasons why insurance sales agents may not be as successful as they originally set out to be.

If diving head-first into a new profession isn't quite your style, we understand! New beginnings can be a little scary.

The Medicare plans you enroll your clients in provide unique benefits that can prolong and enhance their golden years.

Every year, more seasoned insurance agents in America reach retirement age. Because of that, there's more room for younger agents in an industry that's already ideal for Gen Z.

You might be wondering, "Why is working with Ritter free? They are highly recommended as one of the best FMOs in insurance, after all."