Mistakes happen — even to the best of us. Fortunately, errors and omissions (E&O) insurance can help you mitigate the risks and costs that come with your profession.

When you sell non-primary forms of coverage, such as long-term care insurance (LTCi), it's critical you develop a clear image of what qualified prospects will look like.

You've got advantageous sales goals during this year's Open Enrollment Period. These five sales strategies could help you close more sales.

If you and your client disagree with a decision that the Federally Facilitated Marketplace (FFM) made on their eligibility, you can do something about it!

Studies say 70 percent of seniors can expect to use some form of long-term care (LTC) during their lives. That's well over half of the senior population that could be exposed to high out-of-pocket costs without specialized insurance coverage!

In its most basic form, a 1035 exchange is a tax-advantaged way policyholders can change their life insurance, annuity, and long-term care coverage.

Many are familiar with today's derogatory expression of "being a Karen," which put simply, entails making complaints and demanding desired results.

On November 14, 2025, the Centers for Medicare & Medicaid Services (CMS) announced the Medicare Part A and Part B 2026 premiums, deductibles, and coinsurance amounts!

You have likely heard about health plans that are available "on the exchange," but there are also ACA-compliant plans available off the exchange!

No agent selling Medicare wants to hear they've had a rapid disenrollment. Not only can these feel like a slap in the face after all your hard work, but they can also have negative consequences. This is especially true if your book of business shows quite a few of them.

You may assume that veterans' healthcare is 100 percent covered at any hospital, anywhere. And that all they have to do is present their Veterans Affairs card. Unfortunately, this isn't the case.

Cash may be king, but if your clients don't have it, that doesn't have to stop them from purchasing long-term care insurance.

Switching Medicare Supplements, or Medigap plans, can be tough. This is especially true if your client has to answer the required health questions during the switchover process.

Imagine you're in a meeting with a client, aged 80, and you've called them "elderly." It was an innocent reference, but they're offended. They know they're no spring chicken anymore, but they're not "elderly" yet. Now, they're no longer interested in purchasing a plan from you.