As an agent in the insurance market, what's the first thing you think of when you hear the word annuities?

Sight. Hearing. Taste. These three wonderful senses help people of any age perceive, interact with, and experience the world in full.

Know the saying, "Don't have all your eggs in one basket?" Diversifying is good for many types of businesses, and your insurance business is one of them.

You know the importance of building your Medicare business during the Annual Enrollment Period (AEP). What if we told you that building your Medicare business outside of AEP is equally important?

Sensible, simple, succinct, and smart. These four significant things are what every agent selling final expense life insurance should do for more sales. Do you know what they are?

Agents should review their client's life insurance needs at least every five years, because in every stage of life, coverage can be a necessity.

As exciting as securing a sale is, losing a sale can be pretty disappointing. To put a positive spin on a negative situation — every lost sale is a learning opportunity.

It's not hard to believe that, today, a hospitalization can be expensive. But, did you know that, in just one week, your client's hospital bill could add up to more than $10,000?

The lock-in period is here, but just because the "busy season" is over, doesn't mean you can't stay busy! You can keep sales and commission coming in by shifting your focus from the Medicare Annual Enrollment Period (AEP) to selling Medicare Advantage Dual Eligible Special Needs Plans (D-SNPs).

Although Affordable Care Act (ACA) plans offer coverage for 10 essential health benefits, these plans don't protect against every health concern. Your clients may greatly benefit from supplemental insurance, or complementary coverage, particularly dental, vision, hearing, hospital indemnity, or accident plans.

The loss of a loved one is never easy. Sorrow, heartbreak, grief.

Medicare doesn't cover everything. Your clients may be looking to you to round out their coverage. You've got to be ready to help.

Imagine this — a flustered client calls you on January 7. They're not happy with their current prescription drug coverage and want to change plans.

Congratulations! Break out the confetti because you survived this AEP season! Take a moment to relax, but don't pause for too long.