The ACA Open Enrollment Period (OEP) starts November 1; below are the carriers we recommend you add to your portfolio to get the most out of the enrollment period.
We wish you the best success this OEP! To see all the carriers that Ritter offers in your state, view our carrier map here.
Make the Most of OEP
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Keep reading to prepare for Your Best OEP Yet!
Get a Contract to Sell Ambetter Health ACA Plans
Ambetter Health ACA plans are an excellent option for agents selling marketplace insurance plans. This carrier is available to contract with Ritter in 24 states and is a strong carrier to add to your portfolio before November 1.
Ambetter Health offers great benefits that increase access and member flexibility. This carrier provides members with virtual care that is available 24/7, a discount program, My Health Pays® rewards program in select states, and access to Walgreens prescriptions saving program.
Registered with Ritter? Log in to get appointed with Ambetter Health.
Not registered yet? Let us know you’re interested.
To access Under 65 Health carrier details, navigate to “Product Availability” and select Under 65 Health to see where this carrier is available!
Get a Contract to Sell CareSource ACA Plans
Marketplace agents in GA, IN, KY, MI, NC, OH, and WV should add CareSource ACA products to their portfolio before the OEP arrives! This carrier is a great option for agents with clients that don’t qualify for subsidies – CareSource offers Bronze, Silver, and Gold plans. They’ve been serving clients for more than 30 years and are a standout option in the communities they serve.
Their ACA plans include hearing benefits for all plans, dental and vision services with all pediatric plans, and options for adults to include dental, vision, and fitness benefits. Clients can access a variety of national fitness centers with the selected benefit. There is a 24/7 nurse line available for care around the clock. CareSource also provides resources for children and adults with special needs.
Registered with Ritter? Log in to get appointed with CareSource.
Not registered yet? Let us know you’re interested.
To access Under 65 Health carrier details, navigate to “Product Availability” and select Under 65 Health to see where this carrier is available!
Get a Contract to Sell Cigna Healthcare ACA Plans
Cigna Healthcare, a long-trusted name in insurance, has offered ACA plans since 2014. Cigna supports agents selling in state marketplaces or the Federally Facilitated Marketplace in 11 states. This carrier is a great option for your clients whether they reside in a state that participates in the federal exchange or in their state’s marketplace! Add an ACA contract with Cigna Healthcare to provide strong and affordable coverage to your clients this OEP!
Cigna Healthcare’s marketplace plans offer great benefits such as $0 preventative care, $3 or less generic prescription drugs, and Cigna Healthcare Take Control Rewards® program that allows members to accrue points for making healthy decisions that can be used towards health care costs. With an easy-to-use online portal, members can search for care and manage their benefits online. Add this option to your portfolio to add a trusted carrier to your lineup.
Registered with Ritter? Log in to get appointed.
Not registered yet? Let us know you’re interested.
To access Under 65 Health carrier details, navigate to “Product Availability” and select Under 65 Health to see where this carrier is available!
Get a Contract to Sell Independence Blue Cross ACA Plans
Independence Blue Cross has been an institution in the Philadelphia area for more than 85 years and has been offering ACA plans since 2014. Agents in PA can contract with Independence to offer clients a reliable option. Members have access to more than 180 hospitals in the network that have a reputation for providing excellent care!
Independence’s ACA plans provide clients with great perks such as access to health coaches, nutrition programs, maternity resources, and discount programs. This carrier focuses on promoting individual wellness that seeks to take care of the whole person, not just their physical health when they need care. Members can access an online portal to manage their benefits and find care options.
Registered with Ritter? Log in to get appointed.
Not registered yet? Let us know you’re interested.
To access Under 65 Health carrier details, navigate to “Product Availability” and select Under 65 Health to see where this carrier is available!
Get a Contract to Sell Jefferson Health Plans ACA Plans
Agents in Pennsylvania: we have a great opportunity for you! After getting certified with Pennsylvania’s marketplace (Pennie), add Jefferson Health Plans’ ACA options to your portfolio to add a strong option for your clients in this area. For about 40 years, Jefferson Health Plans has been helping people in the communities they serve take care of their health.
Jefferson Health Plans is proud to offer $0 medical deductible plans for all metal levels, free first primary care visit when seeing a Tier 1 provider, 24/7 virtual care, and no referrals are needed for specialist visits. This carrier offers some of the lowest-priced Bronze and Silver plans on Pennie. These are great options for your clients who are mindful of their health care spending.
Registered with Ritter? Log in to get appointed.
Not registered yet? Let us know you’re interested.
To access Under 65 Health carrier details, navigate to “Product Availability” and select Under 65 Health to see where this carrier is available!
Get a Contract to Sell Molina Healthcare ACA Plans
Molina, a carrier that’s been providing health coverage for more than 40 years is dedicated to keeping costs low for clients and offering quality care options. Molina supports agents selling in state marketplaces or the Federally Facilitated Marketplace in 15 states. Agents can enroll clients in Molina ACA plans through HealthSherpa, our preferred enhanced direct enrollment (EDE) platform, through their state’s marketplace, or through HealthCare.gov.
Due to the variety of options for coverage and the great benefits they offer, we suggest adding Molina to your portfolio before OEP. With Molina, members have access to a large network of providers and hospitals. While keeping expenses and care costs to a minimum, there are exciting benefits available with a Molina Healthcare marketplace plan.
Registered with Ritter? Log in to get appointed.
Not registered yet? Let us know you’re interested.
To access Under 65 Health carrier details, navigate to “Product Availability” and select Under 65 Health to see where this carrier is available!
Get a Contract to Sell UnitedHealthcare ACA Plans
UnitedHealthcare has been offering ACA plans to clients since 2014 and has continued to grow and strengthen their plans since. UnitedHealthcare is a prominent health insurance carrier across the country that also offers ACA options for clients under 65. With a presence in 27 states, UnitedHealthcare is a great option to add to your portfolio ahead of the OEP to meet the needs of your clients across the country.
This carrier offers benefits to decrease costs for individuals such as: $0 unlimited primary care, $5 or less prescription drugs, and 24/7 virtual care. Beneficiaries can also access digital fitness classes, vision, and dental coverage. And for clients who may be used to an HSA plan, there are plans available for clients on the marketplace. They also offer a rewards program for participating members that offers incentives for completing selected activities. Members can put those rewards to use and encourage healthy living!
Registered with Ritter? Log in to get appointed.
Not registered yet? Let us know you’re interested.
To access Under 65 Health carrier details, navigate to “Product Availability” and select Under 65 Health to see where this carrier is available!
Not Sure Which Carriers to Add?
Our team of knowledgeable sales staff can help you navigate the process of selecting new carrier contracts. Request your portfolio review today! Our sales team will go over your current portfolio and your business goals to discuss which carriers and products to add to your portfolio to have your best OEP yet!
Request Your Portfolio Review and Earn Rewards!
Want to earn a virtual $5 Amazon gift card for getting a new ACA contract?
Participate in our Best OEP Yet program, and you’ll not only prepare for the busy season but also earn incentives!
Agents who qualify can:
The first 25 agents to complete one qualifying task from each and every step earn a $50 Amazon gift card (on top of previous completion earnings)!
To qualify for rewards, participants must be level 4 or 5, direct to Ritter with an appointed or pending contract. The Your Best OEP Yet qualifying period is from 9/1/24 to 11/30/24. Only steps completed within this period are eligible for rewards. Participants will only be rewarded once for each step. Participants can earn a maximum of three (3) step rewards, totaling $15 in virtual Amazon gift cards. Participants among the first 25 to complete all three tasks within the qualifying period will earn one (1) additional $50 virtual Amazon gift card. All qualifying events can be found at RitterIM.com/your-best-OEP-yet. In order to receive virtual Amazon gift cards from this program, participants must use the email address associated with their RitterIM.com profile when registering for qualifying webinars or signing up for tools.
No payment or purchase necessary. Ritter is solely responsible for the distribution of any prizes. Distributions will be made as soon as processing is complete following a qualifying event. Final distributions will be made via email by 12/14/24. Restrictions may apply. Rewards will be delivered while supplies last. Ritter will make final determinations of all qualifying actions.
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