Which Medicare Advantage carriers should be in your portfolio for 2025? We’ve got the answer!
Below are the Medicare Advantage (MA) products we recommend agents contract to sell during the upcoming plan year. For all of our competitive carrier contracts, please click on your state(s) on our product availability map.
Newly registered with Ritter and ready to unlock fully online contracting through Contract Now? Have a conversation with your sales specialist.
Get a Contract to Sell Aetna Medicare Advantage
Aetna is one of the largest health insurance carriers, offering not only MA plans, but also Medicare Supplements (Med Supps) and Part D prescription drug plans (PDPs). Many of your clients will have heard of this carrier and may have even had other types of insurance through this carrier before. The sense of trust that often comes with brand-name products, such as Aetna’s, continues to make their plans great picks for your portfolio.
Registered with Ritter? Log in to get appointed with Aetna.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell AmeriHealth Medicare Advantage
2024 was AmeriHealth’s MA debut to the New Jersey market, and they’re coming back strong for 2025. Together, the AmeriHealth family of companies serves more than five million members in 13 states and the District of Columbia with quality, award-winning managed care health plans, including Medicaid, Medicare, long-term services and supports (LTSS), behavioral health, and pharmacy benefit management services.
Registered with Ritter? Log in to get appointed with AmeriHealth.
Not registered yet? Let us know you’re interested.
Note: Our AmeriHealth MAPD contract is under Independence in Contract Now. Select IBC — AmeriHealth Medicare for the proper plan year.
Get a Contract to Sell Capital Blue Cross Medicare Advantage
For more than 80 years, Capital Blue Cross has served their members by offering health insurance products, services, and technology solutions that help their members live healthier lives. Along with one of the largest networks of doctors and hospitals, each of Capital Blue Cross’ 2024 Medicare plans include robust perks like fitness center memberships, transportation to doctor appointments, health coaching, food and produce allowance for qualifying members, and more!
Registered with Ritter? Log in to get appointed with Capital Blue Cross.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Cigna Healthcare Medicare Advantage
Extending back to 1792, Cigna Healthcare is the oldest stockholder-owned insurer in the nation! While they’ve only been offering Medicare plans for the last quarter century, their products have shown great stability throughout. More than 189 million customers already trust this carrier for coverage and your clients might, too!
Registered with Ritter? Log in to get appointed with Cigna Healthcare.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Clear Spring Health Medicare Advantage
Since 2017, MA plans from Clear Spring Health have provided extra benefits and access to quality doctors and hospitals to maintain health without digging deeper into member’s retirement savings. All of their 2024 PPO, HMO, and PDP MA plans offer $0 premiums and $0 primary physician copays, while most plans include $0 Part D deductible.
Registered with Ritter? Log in to get appointed with Clear Spring Health.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Clover Health Medicare Advantage
Since 2013, Clover Health has grown its membership on average 20 percent per year thanks in part to the efforts of the broker community. According to Deft Research, among parent organizations with 50,000 or more members, Clover Health ranked as one of the fastest-growing Medicare Advantage plans by percent growth in the country for the past two AEPs.
Registered with Ritter? Log in to get appointed with Clover Health.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Devoted Health Medicare Advantage
Many won’t find an MA carrier as devoted to them as Devoted Health. This carrier features an easy certification process, so there’s no hurdle preventing agents from selling their plans. In the 2024 AEP, Devoted Health was the fastest-growing Medicare Advantage plan based on annual membership. Their Medicare portfolio currently boasts MA PPO and HMO plans, D-SNPs, and C-SNPs, varying by market.
Registered with Ritter? Log in to get appointed with Devoted Health.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Elevance Health Medicare Advantage
A leader in Medicare, Elevance Health, formerly Anthem, serves more than 100 million members. Their robust product portfolio currently features MA-only plans, Medicare Advantage Prescription Drug (MAPD) plans, Dual Eligible Special Needs Plans (D-SNPs), Chronic Condition Special Needs Plans (C-SNPs), PDPs, and Med Supplements. This carrier has provided clients with access to 95 percent of physicians and 96 percent of hospitals! For those who aren’t aware, this insurer is the second largest Medicaid company in the nation.
Registered with Ritter? Log in to get appointed with Elevance Health.
Not registered yet? Let us know you’re interested.
Note: Our Elevance contract is under Anthem in Contract Now.
Get a Contract to Sell Essence Healthcare Medicare Advantage
Since 2003, Essence Healthcare has been committed to ensuring a higher quality of life for Medicare beneficiaries by centralizing their benefits in simple and affordable MAPD plans. Awarded a 5-star rating three years in a row, Essence Healthcare’s plans are typically equipped with comprehensive coverage — as well as valuable extra benefits!
Registered with Ritter? Log in to get appointed with Essence Healthcare.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Excellus BlueCross BlueShield Medicare Advantage
Excellus BlueCross BlueShield, also known as Univera Healthcare in some counties, is one of the largest non-profit health plans in upstate New York. They are part of a $6 billion family of companies that finances and delivers health care services across upstate New York. Collectively, the enterprise provides health insurance to nearly 1.5 million members and employs more than 4,000 New Yorkers. Excellus BCBS typically offers Medicare Advantage and Medicare Supplement plans to beneficiaries in 31 counties throughout Western, Central, and Eastern NY and feature robust provider networks and strong supplemental benefits.
Registered with Ritter? Log in to get appointed with Excellus BlueCross BlueShield.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Gold Kidney Health Plan Medicare Advantage
With a patient-centric care approach, Gold Kidney integrates payer, provider, and care management technology to effectively improve patient outcomes and quality. This carrier was created to serve members with renal disease, diabetes, cardiovascular disorders, and chronic heart conditions. Today, they also offer standard MA plans to meet everyday health care needs that feature $0 premium, deductible and PCP copay options.
Registered with Ritter? Log in to get appointed with Gold Kidney Health Plan.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Highmark Medicare Advantage
The fourth largest overall Blue Cross Blue Shield affiliated organization, Highmark Inc. and its Blue-branded affiliates currently offers multiple MA and Part D solutions throughout Pennsylvania, Delaware, New York, and West Virginia. Today, this carrier meets the needs of approximately seven million members! Highmark is a well-known, competitive carrier that is a favorite of both clients and agents due to their wide availability, diverse product offerings, and robust supplemental benefits!
Registered with Ritter? Log in to get appointed with Highmark.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Humana Medicare Advantage
Since 1961, Humana has been committed to helping people live healthy and happy. For the second year in a row, U.S. News & World Report recognized Humana as the 2024 Best Insurance Company for Medicare Advantage in three categories. Most of their affordable MA plans typically feature additional supplemental benefits vision, dental, and fitness.
Registered with Ritter? Log in to get appointed with Humana.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Independence Blue Cross Medicare Advantage
As the largest health insurer in the Philadelphia area, Independence Blue Cross currently offers robust MA plan options in the five counties of Southeastern PA. This carrier is affiliated with more than 49,000 providers and 180 hospitals, and their MA plans include supplemental benefits!
Registered with Ritter? Log in to get appointed with Independence Blue Cross.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Jefferson Health Plans Medicare Advantage
Jefferson Health Plans, formerly Health Partners Plans, is a competitive carrier in the central and eastern parts of Pennsylvania. For more than 35 years, this carrier has offered health plans to improve the health and wellness of members at all stages of life.
This year, Jefferson and Lehigh Valley Health Network have signed a definitive agreement to combine, creating a leading integrated academic health care delivery system, alongside a national research university and an expanded not-for-profit health plan. Jefferson Health Plans provide agents with a comprehensive portal containing eApps, a drug cost estimator, lead capture, and more, which makes selling their competitive MA plans seamless.
Registered with Ritter? Log in to get appointed with Jefferson Health Plans.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Medical Mutual Medicare Advantage
As Ohio’s oldest and largest health insurance company, Medical Mutual has been offering quality health insurance products since 1934. Their 2024 $0-premium, HMO and PPO MA plans include prescription drug coverage, dental, vision and hearing coverage, a fitness membership, money to use on over-the-counter items, and more. Additionally, Medical Mutual has received Accredited Status from the National Committee for Quality Assurance (NCQA) in three categories. This AEP, choose to contract with a carrier that has been a trusted insurance provider for more than 90 years.
Registered with Ritter? Log in to get appointed with Medical Mutual.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell UnitedHealthcare Medicare Advantage
Don’t miss this one: UnitedHealthcare is the largest Medicare insurer in the country and the only one with an AARP name. Your clients will almost certainly have heard this name.
This carrier currently offers MA plans, Med Supp plans, PDPs, D-SNPs, and more. Not only have they offered a long list of benefits, but they’ve also paid lifetime commissions on most MAPD plans. Their MA network has been the largest MA national network. And, UnitedHealthcare’s drug coverage has been more comprehensive than many stand-alone Part D plans!
Registered with Ritter? Log in to get appointed with UnitedHealthcare.
Not registered yet? Let us know you’re interested.
Get a Contract to Sell Wellcare Medicare Advantage
For more than 20 years, Wellcare has offered a range of Medicare products, including affordable MA and Part D prescription drug plans. Wellcare (part of the Centene family) is trusted by one in 15 Americans for health coverage. Their product portfolio, which currently includes D-SNP, C-SNP, HMO, and PPO plans, is what allows them to support members with the quality care they need and deserve.
Registered with Ritter? Log in to get appointed with Wellcare.
Not registered yet? Let us know you’re interested.
Still Not Sure Which Carrier(s) to Choose?
We understand that selecting the right carriers and products to add to your portfolio is a big decision. Let Ritter help you with a free portfolio review! Our knowledgeable sales staff will analyze your current offerings and local sales market to compile a customized Smart Sheet. This sheet can give you the insight and confidence you need to enhance your portfolio before AEP!
CONTRACT AND EARN!
Want to earn a virtual $5 Amazon gift card for getting a new MAPD/PDP contract?
Participate in our Best AEP Yet program, and you’ll not only prepare for the busy season but also earn incentives!
Agents who qualify can:
The first 25 agents to complete one qualifying task from each and every step earn a $50 Amazon gift card (on top of previous completion earnings)!
To qualify for rewards, participants must be level 4 or 5, direct to Ritter with an appointed or pending contract. The Your Best AEP Yet qualifying period is from 6/1/24 to 9/30/24. Only steps completed within this period are eligible for rewards. Participants will only be rewarded once for each step. Participants can earn a maximum of three (3) step rewards, totaling $15 in virtual Amazon gift cards. Participants among the first 25 to complete all three tasks within the qualifying period will earn one (1) additional $50 virtual Amazon gift card. All qualifying events can be found at RitterIM.com/your-best-AEP-yet. In order to receive virtual Amazon gift cards from this program, participants must use the email address associated with their RitterIM.com profile when registering for qualifying webinars or signing up for tools.
No payment or purchase necessary. Ritter is solely responsible for the distribution of any prizes. Distributions will be made as soon as processing is complete following a qualifying event. Final distributions will be made via email by 10/14/24. Restrictions may apply. Rewards will be delivered while supplies last. Ritter will make final determinations of all qualifying actions.
Are you blostering your MA sales with hospital indemnity insurance? MA and hospital indemnity plans make a perfect pair as the coverage a hospital indemnity plan provides can be used to pay for deductibles, ER visits, observation stays, surgeries, and other expenses an MA plan alone might not fully cover. Reach out to your Ritter sales specialist today to get your portfolio equipped with competitve hospital indemnity plans!
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