On April 7, 2025, the Centers for Medicare & Medicaid Services (CMS) released the Final CY 2026 Part D Redesign Program Instructions. What's changing with Part D for 2026?

Retirement doesn't always mean the end of work. There's a real possibility that your Medicare clients may want or need to go back to work.

Every agent will hear objections during Medicare sales appointments or sales events. Not every client that you meet with is going to be interested in a plan you may suggest, even if it seems like the right choice for their unique situation.

People are interested in coverage that will support their families after they're gone. Life insurance is a popular choice, and for good reason, as it supplements income in order to help maintain families' lifestyles. But, what's often overlooked and underutilized is final expense insurance, or expense coverage for funeral arrangements.

For senior health insurance agents, the bulk of business is done in the chaotic 54-day Medicare Annual Enrollment Period (AEP).

Gathering referrals can be a low-cost, rolling marketing tactic that independent insurance agents can use to gain fresh leads.

Have you thought about adding more health insurance plans to your portfolio, but don't know if it would be worth the time and effort? We'll tell you what broker commissions for ancillary products look like so you can make an informed decision.

Forming insurance affinity partnerships lets you tap into the clientele and resources of another business or organization, which can generate a steady supply of leads.

Once upon a time, you couldn't talk about mental health or substance use without heavy stigma.

The insurance market is constantly evolving, which means agents need to stay ahead of the curve. Whether it's making sense of new Medicare regulations or catching up on the latest marketing trends, Ritter Insurance Marketing training opportunities are here to help keep you informed.

One component that can make or break growing your insurance business is people. That's why the hiring process is crucial when building an independent insurance agency.

Whether you've been in the business for years or you're just starting out, most agents want to make money. At Ritter, we can help you contract, get certified, and start earning commissions. Check out or guide and learn how to establish a steady income stream and help even more people get coverage this year!

We've all seen the commercials depicting a fictional couple discussing getting life insurance right this minute. What's the rush?

Have you ever found yourself asking, "Wait, what's an FMO exactly?" Then this eBook is for you!