Why sell LTCi with Ritter?

  • More than half of people turning 65 by 2019 will require long-term care during their lifetimes.
  • About 15 million Americans are expected to have a long-term care need by 2050.
  • LTCi plans are much more affordable and attainable before a client’s health deteriorates.

Ritter is at the forefront of the long-term care insurance industry. Our carrier partners lead the way with traditional products and long-term care alternatives such as hybrid and annuity/LTCi combination products. As the LTC landscape changes, our partners continue to develop innovative ways to provide essential coverage to a growing population.

For Professional LTC Help please contact our strategic partners at Advisors Insurance Brokers (AIB) at 800-724-8977:

  • Traditional LTC support - Melissa Frasier x115
  • Traditional LTC & Linked Benefit support - Jennifer Brown x126
  • Linked Benefit Support - David Michalski x100
  • Agents may also request service and support via at [email protected]

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Gender *

In the past 5 years, have you used any tobacco products? *

Do you currently require assistance with any of the following activities? *

Bathing | Continence | Dressing | Eating | Toileting | Walking

Have you ever been confined to a nursing or rehabilitation facility? *

Have you had, do you currently have, or have you ever been medically diagnosed as having any of the following?

Please complete the following chart to reflect any prescription medications you have taken in the past 12 months.

Medication Name Prescribed For Current Dosage/ Taken How Often Indicate Changed Made to dosage in past 12 months. Have you stopped taking it, even though it is prescribed? If so, why?

Have you been hospitalized, consulted with or been treated by a medical professional for any reasons not listed above?

Are you currently under any post-operative care, like physical therapy?

Have any surgeries or tests been recommended that have yet to be completed?
Have you ever been declined for long term care insurance, life insurance, or disability insurance?

Do you qualify for payment or are you receiving disability income or social security disability?

Do you have a handicap parking permit?

Have clients who want to have a safe plan in place for the future? Our long-term care team knows just where to start.