Has a natural disaster or emergency occured near you recently? Your clients may qualify for a Special Enrollment Period.
CMS provides a Special Enrollment Period (SEP) for individuals who need to enroll in, disenroll from, or switch Medicare Advantage or prescription drug plans but are affected by a disaster or other emergency declared by a federal, state, or local government entity.
Note: These SEPs are only available to beneficiaries who were affected during the incident period and may have missed a valid election period during the time of the incident period. This SEP shouldn’t be used as a marketing tool to generate new enrollments. See the full rule here that allows and establishes parameters for CMS to open up SEPs for those impacted by declared emergencies.
| State | SEP Reason | Counties Affected | SEP Start Date | SEP End Date |
|---|---|---|---|---|
| Alabama | Underground Fire | St. Clair | 1/3/2023 | TBD |
| Straight-Line Winds, Lightning, Hail, Tornadoes | Autauga, Chambers, Coosa, Dallas, Elmore, Tallapoosa | 1/12/2023 | TBD | |
| Severe Weather | Autauga, Bibb, Chambers, Chilton, Choctaw, Clarke, Clay, Coffee, Colbert, Coosa, Dallas, Dekalb, Elmore, Franklin, Greene, Houston, Jackson, Lauderdale, Lawrence, Limestone, Marengo, Marion, Marshall, Morgan, Perry, Randolph, Russell, Shelby, Sumter, Tallapoosa, Wilcox, Winston | 3/24/2023 | TBD | |
| Severe Weather | Baldwin, Barbour, Bullock, Butler, Chambers, Choctaw, Clarke, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Greene, Hale, Henry, Houston, Lowndes, Marengo, Mobile, Monroe, Montgomery, Perry, Pike, Sumter, Tuscaloosa, Wilcox | 6/10/2023 | TBD | |
| Winter Storm | Blount, Calhoun, Cherokee, Cleburne, Colbert, Cullman, Dekalb, Etowah, Fayette, Franklin, Jackson, Jefferson, Lamar, Lauderdale, Lawrence, Limestone, Madison, Marion, Marshall, Morgan, Pickens, St. Clair, Tuscaloosa, Walker, Winston | 1/14/2024 | TBD | |
| Arizona | Pipeline Fire | Coconino | 6/12/2022 | TBD |
| Extreme Heat Event | All | 8/9/2023 | TBD | |
| Arkansas | Severe Weather | Conway | 3/14/2023 | TBD |
| Severe Weather | Scott | 3/21/2023 | TBD | |
| Severe Weather | Ashley | 6/17/2023 | TBD | |
| Severe Weather | All | 6/25/2023 | TBD | |
| Severe Weather | Arkansas, Faulkner, Lonoke, Poinsett, Pope, Pulaski | 6/25/2023 | TBD | |
| Anticipated Severe Winter Weather | All | 1/14/2024 | TBD | |
| California | Alisal Fire | Santa Barbara | 10/11/2021 | TBD |
| Atmospheric River Storms | Amador, Butte, Contra Costa, Glenn, Humboldt, Lake, Marin, Mendocino, Monterey, Napa, Placer, Plumas, San Francisco, Solano, Sonoma, Trinity | 10/21/2021 | TBD | |
| Colorado Fire | Monterey | 1/21/2022 | TBD | |
| Oak Fire | Mariposa | 7/22/2022 | TBD | |
| McKinney Fire | Siskiyou | 7/29/2022 | TBD | |
| Monkey Pox | Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, Yuba | 8/1/2022 | TBD | |
| Flash Flooding | Alpine and Inyo | 8/1/2022 | TBD | |
| Route Fire | Los Angeles | 8/31/2022 | TBD | |
| Mill Fire | Siskiyou | 9/2/2022 | TBD | |
| Mountain, Fork, Barnes Fires | Siskiyou | 9/2/2022 | TBD | |
| Fairview Fire | El Dorado, Placer, Riverside | 9/5/2022 | TBD | |
| Fork and Barnes Fires | Madera and Modoc | 9/7/2022 | TBD | |
| Tropical Storm Kay | Imperial, Inyo, Los Angeles, Riverside, San Bernardino | 9/9/2022 | TBD | |
| Mosquito Fire Aftermath | El Dorado and Placer | 11/19/2022 | TBD | |
| Northern California Earthquake | Humboldt | 12/20/2022 | TBD | |
| Severe Winter Storm | Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, Yuba | 12/27/2022 | TBD | |
| Severe Winter Storms | Alameda, Alpine, Amador, Butte, Calaveras, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Solano, Sonoma, Stanislaus, Trinity, Tulare, Tuolumne, Ventura, Yolo, Yuba | 3/1/2023 | TBD | |
| Severe Winter Storms | Alameda, Alpine, Amador, Butte, Calaveras, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Sonoma, Stanislaus, Trinity, Tulare, Tuolumne, Yolo, Yuba | 3/1/2023 | TBD | |
| Happy Camp Complex Fires | Siskiyou | 8/15/2023 | TBD | |
| Smith Camp Complex Fire | Del Norte | 8/15/2023 | TBD | |
| Hurricane Hilary | Fresno, Imperial, Inyo, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Tulare, Ventura | 8/18/2023 | TBD | |
| Hurricane Hilary | Fresno, Imperial, Inyo, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Siskiyou, Tulare, Ventura | 8/19/2023 | TBD | |
| I-10 Freeway Fire | Los Angeles | 11/11/2023 | TBD | |
| Tropical Storm Hillary | San Diego, Ventura | 1/22/2024 | TBD | |
| Severe Storm and Flooding | San Diego | 1/21/2024 | TBD | |
| Atmospheric River Event | Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara, Ventura | 2/3/2024 | TBD | |
| Colorado | Extreme Cold Temperatures | All | 1/11/2024 | 4/30/2024 |
| Florida | Hurricane Ian | All | 9/23/2022 | 5/31/2024 |
| Hurricane Nicole | Alachua, Baker, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, MiamiDade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington | 11/7/2022 | 4/30/2024 | |
| Seminole Tribe of Florida Tropical Storm Nicole | Big Cypress Indian Reservation, Brighton Indian Reservation, Fort Pierce Indian Reservation, Hollywood Indian Reservation, Immokalee Indian Reservation, Tampa Reservation | 11/7/2022 | TBD | |
| Illegal Migration | All | 1/6/2023 | TBD | |
| Hurricane Idalia | Alachua, Baker, Bradford, Brevard, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Duval, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Hardee, Hernando, Hillsborough, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Nassau, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla | 8/26/2023 | 4/30/2024 | |
| Impacts of War in Israel | All | 10/12/2023 | TBD | |
| North Florida Tornadoes | Alachua, Baker, Bay, Bradford, Brevard, Calhoun, Citrus, Clay, Columbia, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Hernando, Hillsborough, Holmes, Jackson, Jefferson, Lafayette, Lake, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Seminole, St. Johns, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington | 1/9/2024 | 5/31/2024 | |
| Hawaii | Wildfire Conditions | All | 8/8/2023 | 7/31/2024 |
| Iowa | School Shooting | Dallas | 1/8/2024 | 5/31/2024 |
| Bridge Collapse | Allamakee, Clayton | 2/25/2024 | 5/31/2024 | |
| Kentucky | Severe Weather | Boyle, Breathitt, Clay, Jackson, Johnson, Knott, Lawrence, Lee, Leslie, Letcher, Magoffin, Owsley, Powell, Wolfe | 2/29/2021 | TBD |
| Severe Weather System | Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford | 12/31/2021 | TBD | |
| Severe Weather System | Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford | 1/6/2022 | TBD | |
| Severe Weather System | Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford | 2/1/2022 | TBD | |
| Water Shortage Due to Levee Failure | Crittenden | 4/29/2022 | TBD | |
| Southeast Kentucky Flooding | Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCrery, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford | 7/26/2022 | TBD | |
| Severe Winter Storm | Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford | 12/22/2022 | TBD | |
| Severe Weather | All | 3/3/2023 | TBD | |
| Severe Weather | All | 3/31/2023 | TBD | |
| Severe Weather | All | 7/17/2023 | TBD | |
| Drought Conditions and Wildfires | All | 11/3/2023 | TBD | |
| Train Derailment | All | 11/22/2023 | TBD | |
| Water Shortage | Letcher | 1/5/2024 | TBD | |
| Severe Weather System | All | 1/12/2024 | TBD | |
| Severe Weather System | All | 3/14/2024 | TBD | |
| Louisiana | Seawater Intrusion | Jefferson, Orleans, Plaquemines, St. Bernard | 9/20/2023 | TBD |
| Winter Weather | All | 1/12/2024 | 4/30/2024 | |
| Maryland | Severe Weather | All | 9/22/2023 | TBD |
| Massachusetts | Hurricane Lee | All | 9/15/2023 | TBD |
| Michigan | Severe Storms, Flooding, and Tornadoes | Eaton, Ingham, Iona, Kent, Livingston, Macomb, Monroe, Oakland, Wayne | 8/24/2023 | 4/30/2024 |
| Mississippi | Flooding | Adams, Alcorn, Amite, Attala, Benton, Bolivar, Calhoun, Carroll, Chickasaw, Choctaw, Claiborne, Clarke, Clay, Coahoma, Copiah, Covington, Desoto, Forrest, Franklin, George, Greene, Grenada, Hancock, Harrison, Hinds, Holmes, Humphreys, Issaquena, Itawamba, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper, Lafayette, Lamar, Lauderdale, Lawrence, Leake, Lee, Leflore, Lincoln, Lowndes, Madison, Marion, Marshall, Monroe, Montgomery, Neshoba, Newton, Noxubee, Oktibbeha, Panola, Pearl River, Perry, Pike, Pontotoc, Prentiss, Quitman, Rankin, Scott, Sharkey, Simpson, Smith, Stone, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica, Union, Walthall, Warren, Washington, Wayne, Webster, Wilkinson, Winston, Yalobusha, Yazoo | 8/22/2022 | TBD |
| Severe Thunderstorms | All | 3/25/2023 | TBD | |
| Severe Winter Weather | All | 1/14/2024 | TBD | |
| Montana | Flooding | Carbon, Park, Stillwater | 6/10/2022 | TBD |
| Flooding | All | 4/10/2023 | TBD | |
| Flooding | All | 5/31/2023 | TBD | |
| Nebraska | Severe Winter Storm | Adams, Antelope, Arthur, Banner, Blaine, Boone, Box Butte, Boyd, Brown, Buffalo, Burt, Butler, Cass, Cedar, Chase, Cherry, Cheyenne, Clay, Colfax, Cuming, Custer, Dakota, Dawes, Dawson, Deuel, Dixon, Dodge, Douglas, Dundy, Fillmore, Franklin, Frontier, Furnas, Gage, Garden, Garfield, Gosper, Grant, Greeley, Hall, Hamilton, Harlan, Hayes, Hitchcock, Holt, Hooker, Howard, Jefferson, Johnson, Kearney, Keith, Keya Paha, Kimball, Knox, Lancaster, Lincoln, Logan, Loup, Madison, McPherson, Merrick, Morrill, Nance, Nemaha, Nuckolls, Otoe, Pawnee, Perkins, Phelps, Pierce, Platte, Polk, Red Willow, Richardson, Rock, Saline, Sarpy, Saunders, Scotts Bluff, Seward, Sheridan, Sherman, Sioux, Stanton, Thayer, Thomas, Thurston, Valley, Washington, Wayne, Webster, Wheeler, York | 12/13/2022 | TBD |
| Wildfires and Drought | All | 4/13/2023 | TBD | |
| Severe Storm | Boyd | 6/23/2023 | TBD | |
| Sub-Zero Temperatures | All | 1/11/2024 | 4/30/2024 | |
| Nevada | Hurricane Hilary | All | 8/20/2023 | TBD |
| New Hampshire | Severe Storm and Flooding | Carroll, Coos, Grafton | 12/17/2023 | 4/30/2024 |
| New Jersey | Severe Weather | All | 1/8/2024 | TBD |
| New Mexico | Wildfires | San Miguel | 4/6/2022 | TBD |
| Severe Drought and Wildfire Conditions | Bernalillo, Catron, Chaves, Cibola, Colfax, Curry, Debaca, Dona Ana, Eddy, Grant, Guadalupe, Harding, Hidalgo, Lea, Lincoln, Los Alamos, Luna, McKinley, Mora, Otero, Quay, Rio Arriba, Roosevelt, San Juan, San Miguel, Sandoval, Santa Fe, Sierra, Socorro, Taos, Torrance, Union, Valencia | 4/6/2022 | TBD | |
| Wildfires | Valencia | 4/11/2022 | TBD | |
| Wildfires | Lincoln | 4/12/2022 | TBD | |
| Wildfires | Mora | 4/17/2022 | TBD | |
| Wildfires | Colfax | 4/20/2022 | TBD | |
| Major Water System Leak | Rio Arriba | 6/9/2022 | TBD | |
| Flooding and Lack of Drinking Water | San Miguel | 7/27/2022 | TBD | |
| Flooding Due to Monsoon Event | Hidalgo | 8/12/2022 | TBD | |
| Water Shortage | Sandoval | 8/15/2022 | TBD | |
| Flooding Due to Monsoon Event | Catron | 8/18/2022 | TBD | |
| Flooding | Grant | 8/19/2022 | TBD | |
| Risk of Flooding | Mora and San Miguel | 9/21/2022 | TBD | |
| Flooding | Sierra | 10/3/2022 | TBD | |
| Flooding | Sandoval | 4/10/2023 | TBD | |
| Mass Shooting | San Juan | 5/15/2023 | TBD | |
| Severe Power Outage | Soccorro | 8/7/2023 | TBD | |
| North Carolina | EF-1 Tornado | Alexander, Burke, Caldwell, Catawba, Iredell, Lincoln | 1/9/2024 | 6/30/2024 |
| North Dakota | Blizzard | Billings, Bottineau, Dunn, Golden Valley, Grand Forks, McHenry, McKenzie, McLean, Mercer, Morton, Mountrail, Oliver, Renville, Sheridan, Stark, Ward, Mandan Nation, Hidatsa Nation, Arikara Nation | 4/12/2022 | TBD |
| Border Security | All | 6/11/2023 | TBD | |
| Severe Winter Weather | All | 12/25/2023 | 4/30/2024 | |
| Ohio | Severe Weather System | Auglaize, Crawford, Darke, Delaware, Hancock, Licking, Logan, Mercer, Miami, Richland, Union | 3/14/2024 | 8/31/2024 |
| Oklahoma | Severe Storms | Cleveland, Lincoln, McClain, Oklahoma, Pottawatomie | 4/19/2023 | TBD |
| Oregon | Miller Road/Dodge Fire | Wasco | 8/2/2022 | TBD |
| Sturgill Fire | Wallowa | 9/5/2022 | TBD | |
| Cedar Creek Fire | Lane | 9/9/2022 | TBD | |
| Golden Fire | Klamath | 7/22/2023 | TBD | |
| Hat Rock and Mount Hebron Fires | Umatilla | 8/2/2023 | TBD | |
| Lookout Fire | Lane | 8/13/2023 | TBD | |
| Bensel Fire | Umatilla | 9/3/2023 | TBD | |
| Pennsylvania | Infrastructure Risk | Philadelphia | 6/11/2023 | TBD |
| Puerto Rico | Flash Floods | Aguas Buenas, Bayamon, Catano, Dorado, Guaynabo, Humacao, Naguabo, Naranjito, Patillas, San Juan, Toa Alta, Toa Baja, Trujillo Alto, Vega Alta, Vega Baja | 2/8/2022 | TBD |
| Torrential Rains | Mayaguez, Adjuntas, Aguada, Maricao, Utuado, San German, Ciales, Salinas, Aibonito, Maunabo, Ponce, Naguabo, Orocovis, Patillas, Hormigueros, Jayuya, Las Marias, Humacao, Yabucoa, Guayama | 10/31/2022 | TBD | |
| Flash Flooding | Loiza, Guaynabo, San Juan | 10/27/2023 | TBD | |
| Rhode Island | Winter Storm | Bristol, Kent, Newport, Providence, Washington | 1/29/2022 | TBD |
| High Winds and Severe Rainfall | All | 12/17/2023 | TBD | |
| Nursing Home Disaster | All | 12/29/2023 | 4/30/2024 | |
| Severe Storm | All | 1/9/2024 | TBD | |
| Winter Storm | All | 2/13/2024 | TBD | |
| South Dakota | Flooding | Brown, Clark, Codington, Day, Faulk, Grant, Hand, Marshall, Potter, Roberts | 6/2/2023 | TBD |
| Flooding | Edmunds, Spink | 6/2/2023 | TBD | |
| Texas | Border Security | Bee, Brewster, Brooks, Chambers, Colorado, Crane, Crockett, Culberson, DeWitt, Dimmit, Duval, Edwards, El Paso, Frio, Galveston, Goliad, Gonzales, Hudspeth, Jackson, Jeff Davis, Jim Hogg, Jim Wells, Kenedy, Kerr, Kimble, Kinney, Kleberg, La Salle, Lavaca, Live Oak, Mason, Maverick, McCulloch, McMullen, Medina, Menard, Midland, Pecos, Presidio, Real, Refugio, San Patricio, Schleicher, Sutton, Terrell, Throckmorton, Uvalde, Val Verde, Victoria, Webb, Wharton, Wilbarger, Wilson, Zapata, Zavala | 5/31/2022 | TBD |
| Drought | Andrews, Atascosa, Austin, Bailey, Bandera, Baylor, Bexar, Blanco, Borden, Bosque, Brown, Burnet, Callahan, Cameron, Castro, Childress, Cochran, Coke, Collingsworth, Colorado, Comal, Comanche, Coryell, Cottle, Crosby, Dallam, Dawson, Deaf Smith, Dickens, Dimmit, Eastland, Ector, Edwards, Erath, Falls, Fisher, Floyd, Foard, Frio, Gaines, Garza, Gillespie, Glasscock, Grimes, Hale, Hamilton, Hansford, Hardeman, Hartley, Hays, Henderson, Hidalgo, Hockley, Howard, Hutchinson, Jones, Kendall, Kent, Kerr, Kimble, King, Kinney, La Salle, Lamb, Lampasas, Lipscomb, Llano, Lubbock, Lynn, Martin, Mason, Matagorda, Maverick, Mcculloch, Mclennan, Medina, Menard, Midland, Mills, Mitchell, Montgomery, Moore, Motley, Nolan, Ochiltree, Oldham, Parmer, Potter, Randall, Real, Roberts, Runnels, San Saba, Scurry, Shackelford, Sherman, Sterling, Stonewall, Sutton, Swisher, Taylor, Terry, Travis, Uvalde, Webb, Wharton, Yoakum, Zavala | 7/8/2022 | TBD | |
| Severe Storm | Hidalgo | 4/28/2023 | TBD | |
| Severe Storm | Cameron | 5/10/2023 | TBD | |
| Severe Storms and Flooding | Bailey, Briscoe, Castro, Deaf Smith, Garza, Hale, Lamb, Lynn, Parmer, Potter, Randall, Roberts | 5/27/2023 | TBD | |
| Severe Storms | Camp, Cass, Fisher, Franklin, Gregg, Harrison, Hopkins, Jones, Kent, Leon, Marion, Montgomery, Morris, Motley, Nolan, Ochiltree, Panola, Shelby, Smith, Stonewall, Titus, Upshur, Wood | 6/14/2023 | TBD | |
| Wildfires | Archer, Anderson, Andrews, Angelina, Aransas, Armstrong, Atascosa, Austin, Bailey, Bandera, Bastrop, Baylor, Bell, Bexar, Blanco, Borden, Bosque, Brazos, Brewster, Briscoe, Brooks, Brown, Burleson, Burnet, Caldwell, Calhoun, Callahan, Cameron, Carson, Cass, Castro, Chambers, Cherokee, Clay, Cochran, Coke, Coleman, Collin, Colorado, Comal, Comanche, Concho, Cooke, Coryell, Crockett, Crosby, Culberson, Dallas, Denton, DeWitt, Dickens, Dimmit, Donley, Duval, Eastland, Ector, Edwards, El Paso, Ellis, Erath, Falls, Fannin, Fayette, Fort Bend, Freestone, Frio, Gaines, Galveston, Garza, Gillespie, Glasscock, Goliad, Gonzales, Gray, Gregg, Grimes, Guadalupe, Hale, Hall, Hamilton, Hardeman, Hardin, Harris, Harrison, Haskell, Hays, Hemphill, Henderson, Hidalgo, Hill, Hood, Houston, Howard, Hudspeth, Hunt, Jack, Jackson, Jasper, Jeff Davis, Jefferson, Jim Hogg, Jim Wells, Johnson, Karnes, Kaufman, Kendall, Kenedy, Kerr, Kimble, King, Kinney, Kleberg, Knox, La Salle, Lamb, Lampasas, LaSalle, Lavaca, Lee, Leon, Liberty, Limestone, Lipscomb, Live Oak, Llano, Madison, Marion, Martin, Mason, Matagorda, Maverick, McCulloch, McLennan, Medina, Menard, Midland, Milam, Mills, Mitchell, Montague, Montgomery, Moore, Nacogdoches, Navarro, Newton, Nolan, Nueces, Oldham, Orange, Palo Pinto, Panola, Parker, Pecos, Polk, Potter, Presidio, Randall, Reagan, Real, Red River, Reeves, Refugio, Roberts, Robertson, Rockwall, Runnels, Rusk, Sabine, San Augustine, San Jacinto, San Patricio, San Saba, Schleicher, Scurry, Shackelford, Shelby, Sherman, Smith, Somervell, Starr, Stephens, Stonewall, Sutton, Tarrant, Taylor, Terrell, Throckmorton, Tom Green, Travis, Trinity, Tyler, Upshur, Upton, Val Verde, Van Zandt, Victoria, Walker, Waller, Ward, Washington, Webb, Wharton, Wheeler, Wichita, Wilbarger, Willacy, Williamson, Wilson, Winkler, Wise, Yoakum, Young, Zapata, Zavala | 7/24/2023 | TBD | |
| Wildfires | Archer, Armstrong, Bailey, Baylor, Briscoe, Carson, Castro, Childress, Cochran, Collingsworth, Cottle, Crosby, Dallam, Deaf Smith, Dickens, Donley, Fannin, Floyd, Foard, Garza, Gray, Gregg, Hale, Hall, Hansford, Hardeman, Harrison, Hartley, Haskell, Hemphill, Hockley, Hutchinson, Kent, King, Knox, Lamb, Lipscomb, Lubbock, Lynn, Moore, Motley, Nacogdoches, Newton, Ochiltree, Oldham, Parmer, Potter, Randall, Roberts, Sherman, Stonewall, Swisher, Terry, Throckmorton, Upshur, Wheeler, Wichita, Wilbarger, Yoakum, Young | 2/23/2024 | TBD | |
| Vermont | Severe Weather | All | 7/9/2023 | TBD |
| Washington | Leiser Road Overpass | Clark | 7/7/2022 | TBD |
| Severe Storm and Flooding | Grant and Douglas | 7/10/2022 | TBD | |
| Overpass Damage | Lewis | 9/22/2022 | TBD | |
| Atmospheric River Event | Clallam, Grays Harbor, Mason, Skagit, Snohomish, Whatcom | 12/3/2023 | TBD | |
| West Virginia | Flooding Emergency | Barbour, Berkeley, Boone, Braxton, Brooke, Cabell, Calhoun, Clay, Doddridge, Fayette, Gilmer, Grant, Greenbrier, Hampshire, Hancock, Hardy, Harrison, Jackson, Jefferson, Kanawha, Lewis, Lincoln, Logan, Marion, Marshall, Mason, McDowell, Mercer, Mineral, Mingo, Monongalia, Monroe, Morgan, Nicholas, Ohio, Pendleton, Pleasants, Pocahontas, Preston, Putnam, Raleigh, Randolph, Ritchie, Roane, Summers, Taylor, Tucker, Tyler, Upshur, Wayne, Webster, Wetzel, Wirt, Wood, Wyoming | 9/30/2022 | TBD |
| Significant Winter Storm Event | All | 1/18/2024 | 4/30/2024 | |
| Wisconsin | Severe Winter Storms | Adams, Ashland, Barron, Bayfield, Brown, Buffalo, Burnett, Calumet, Chippewa, Clark, Columbia, Crawford, Dane, Dodge, Door, Douglas, Dunn, Eau Claire, Florence, Fond Du Lac, Forest, Grant, Green, Green Lake, Iowa, Iron, Jackson, Jefferson, Juneau, Kenosha, Kewaunee, La Crosse, Lafayette, Langlade, Lincoln, Manitowoc, Marathon, Marinette, Marquette, Menominee, Milwaukee, Monroe, Oconto, Oneida, Outagamie, Ozaukee, Pepin, Pierce, Polk, Portage, Price, Racine, Richland, Rock, Rusk, Sauk, Sawyer, Shawano, Sheboygan, St. Croix, Taylor, Trempealeau, Vernon, Vilas, Walworth, Washburn, Washington, Waukesha, Waupaca, Waushara, Winnebago, Wood | 2/24/2023 | TBD |
| Elevated Wildfire Conditions | All | 4/12/2023 | TBD | |
| Widespread Flooding | All | 4/16/2023 | TBD | |
| Wyoming | Flooding | Albany, Big Horn, Campbell, Carbon, Converse, Crook, Fremont, Goshen, Hot Springs, Johnson, Laramie, Lincoln, Natrona, Niobrara, Park, Platte, Sheridan, Sublette, Sweetwater, Teton, Uinta, Washakie, Weston | 6/12/2022 | TBD |
Who Qualifies for Emergency and Disaster-Related SEPs?
In order to utilize an emergency or disaster-related SEP, individuals must:
- Reside (including resided at the start of the incident date) in an area where a federal, state, or local government entity has declared a disaster or other emergency.
- Have had another valid election period (e.g., Initial Enrollment Period) at any time during the incident period.
- Have missed an enrollment during that other valid election period due to the disaster or other emergency.
In addition, the SEP is available to those individuals who don’t live in the affected areas but who do rely on help making health care decisions from one or more individuals who live in the affected areas.
What Steps Do Agents Need to Follow?
If your client believes they may qualify for one of these SEPs and wants to enroll, disenroll, or switch Medicare Advantage or PDP plans, your client should:
- Be able to show proof that they lived/live in an impacted area at the start of the incident period.
- Confirm that they had another election period available during the time of the incident period.
- Confirm that the beneficiary lived in a county that has been declared a disaster or emergency by a federal, state, or local government entity.
Once you’ve verified their eligibility, proceed with the application. During the application process, select these two enrollment reasons:
- Affected by an emergency or major disaster (as declared by FEMA or a government entity).
- Election period enrollee was eligible for and not able to use due to the declared disaster or emergency. Provide dates when applicable (e.g., change in residence).
The enrollment will be submitted to CMS using this election code. If it’s determined that this election isn’t appropriate, the carrier will reach out to inform you, and the member will receive a Request for Information (RFI) to determine if another enrollment period is available to them.
Please note that enrollments made using this SEP are effective the first of the month following the enrollment.
● ● ●
We strive to keep you updated on relevant news and information, and we’ll update this post when new SEPs become available. Check back if something happens in your area that you think might lead to a declared emergency.
Editor’s Note: This post was originally published in December 2022. It has been updated to include the latest SEPs available in 2024.
Share Post