Medicare Advantage Emergency-Related SEPs

Has a natural disaster or emergency occured near you recently? Your clients may qualify for a Special Enrollment Period.

CMS provides a Special Enrollment Period (SEP) for individuals who need to enroll in, disenroll from, or switch Medicare Advantage or prescription drug plans but are affected by a disaster or other emergency declared by a federal, state, or local government entity.

Note: These SEPs are only available to beneficiaries who were affected during the incident period and may have missed a valid election period during the time of the incident period. This SEP shouldn’t be used as a marketing tool to generate new enrollments. See the full rule here that allows and establishes parameters for CMS to open up SEPs for those impacted by declared emergencies.

StateSEP ReasonCounties AffectedSEP Start DateSEP End Date
AlabamaUnderground FireSt. Clair1/3/2023TBD
Straight-Line Winds, Lightning, Hail, TornadoesAutauga, Chambers, Coosa, Dallas, Elmore, and Tallapoosa1/12/2023TBD
Severe WeatherAutauga, Bibb, Chambers, Chilton, Choctaw, Clarke, Clay, Coffee, Colbert, Coosa, Dallas, Dekalb, Elmore, Franklin, Greene, Houston, Jackson, Lauderdale, Lawrence, Limestone, Marengo, Marion, Marshall, Morgan, Perry, Randolph, Russell, Shelby, Sumter, Tallapoosa, Wilcox, and Winston3/24/2023TBD
Severe WeatherBaldwin, Barbour, Bullock, Butler, Chambers, Choctaw, Clarke, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Greene, Hale, Henry, Houston, Lowndes, Marengo, Mobile, Monroe, Montgomery, Perry, Pike, Sumter, Tuscaloosa, and Wilcox6/10/2023TBD
AlaskaSevere Winter StormsValdez-Cordova, Matanuska-Susitna, Fairbanks North Star, Denali, Southeast Fairbanks, and Yukon-Koyukuk1/3/2022TBD
Typhoon MerbokAleutians East, Aleutians West, Bethel, Dillingham, Kusilvak, Nome, Northwest Arctic, and Yukon-Koyukuk9/17/2022TBD
ArizonaPipeline FireCoconino6/12/2022TBD
Extreme Heat EventAll8/9/2023TBD
ArkansasSevere WeatherConway3/14/2023TBD
Severe WeatherScott3/21/2023TBD
Severe WeatherAll3/31/202310/31/2023
Severe WeatherCross, Lonoke, and Pulaski3/31/2023TBD
Severe WeatherAll6/17/20239/30/2023
Severe WeatherAshley6/17/2023TBD
Severe WeatherAll6/25/2023TBD
Severe WeatherArkansas, Faulkner, Lonoke, Poinsett, Pope, and Pulaski6/25/2023TBD
CaliforniaAlisal FireSanta Barbara10/11/2021TBD
Atmospheric River StormsAmador, Butte, Contra Costa, Glenn, Humboldt, Lake, Marin, Mendocino, Monterey, Napa, Placer, Plumas, San Francisco, Solano, Sonoma, and Trinity10/21/2021TBD
Colorado FireMonterey1/21/2022TBD
Oak FireMariposa7/22/2022TBD
McKinney FireSiskiyou7/29/2022TBD
Monkey PoxAlameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, and Yuba8/1/2022TBD
Flash FloodingAlpine and Inyo8/1/2022TBD
Route FireLos Angeles8/31/2022TBD
Mill FireSiskiyou9/2/2022TBD
Mountain, Fork, and Barnes FiresSiskiyou9/2/2022TBD
Fairview FireEl Dorado, Placer, and Riverside9/5/2022TBD
Fork and Barnes FiresMadera and Modoc9/7/2022TBD
Tropical Storm KayImperial, Inyo, Los Angeles, Riverside, and San Bernardino9/9/2022TBD
Mosquito Fire AftermathEl Dorado and Placer11/19/2022TBD
Severe Winter Storms, Flooding, Landslides, and MudslidesMerced, Monterey, Sacramento, San Benito, San Luis Obispo, Santa Barbara, Santa Clara, Santa Cruz, Tulare, and Ventura12/18/2022TBD
Northern California EarthquakeHumboldt12/20/2022TBD
Severe Winter StormAlameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, and Yuba12/27/2022TBD
Severe Winter Storm, Flooding, and MudslidesColusa, El Dorado, Glenn, Humboldt, Los Angeles, Marin, Mariposa, Mendocino, Merced, Monterey, Napa, Orange, Placer, Riverside, Sacramento, San Bernardino, San Diego, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Sutter, Tehama, Ventura, Yolo, and Yuba1/8/2023TBD
Severe Winter StormsAlameda, Alpine, Amador, Butte, Calaveras, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Solano, Sonoma, Stanislaus, Trinity, Tulare, Tuolumne, Ventura, Yolo, and Yuba3/1/2023TBD
Severe Winter StormsAlameda, Alpine, Amador, Butte, Calaveras, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Sonoma, Stanislaus, Trinity, Tulare, Tuolumne, Yolo, and Yuba3/1/2023TBD
Severe WeatherKern, Mariposa, Monterey, San Benito, Santa Cruz, Tulare, and Tuolumne3/1/2023TBD
Hurricane HilaryFresno, Imperial, Inyo, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Tulare, and Ventura8/18/2023TBD
ColoradoSpring Creek FireGarfield6/24/20239/30/2023
Titan FireLas Animas6/28/20239/30/2023
Severe Weather and FloodingArapahoe, Cheyenne, Douglas, El Paso, Elbert, Kit Carson, Lincoln, Logan, and Washington7/8/202310/31/2023
Lowline FireGunnison7/26/202310/31/2023
FloridaTropical Depression NineBrevard, Indian River, Monroe, Miami-Dade, Broward, Palm Beach, Hendry, Martin, Glades, Hillsborough, Pasco, Pinellas, Polk, Highlands, Hardee, Osceola, Lee, Charlotte, Collier, Manatee, Sarasota, Desoto, St. Lucie, and Okeechobee9/23/202211/30/2023
Hurricane NicoleAlachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, and Washington11/7/202210/31/2023
Seminole Tribe of Florida Tropical Storm NicoleBig Cypress Indian Reservation, Brighton Indian Reservation, Fort Pierce Indian Reservation, Hollywood Indian Reservation, Immokalee Indian Reservation, and Tampa Reservation11/7/2022TBD
Severe RainfallBroward4/13/202310/31/2023
HawaiiTropical Storm CalvinHawaii7/18/20239/30/2023
Wildfire ConditionsAll8/8/202312/31/2023
WildfiresMaui8/8/2023TBD
IllinoisSevere WeatherColes, Cook, Edgar, Hancock, Mcdonough, Morgan, Sangamon, and Washington6/29/202310/31/2023
Severe WeatherCalhoun, Christian, Clark, Cumberland, De Witt, Douglas, Logan, Macon, Monroe, Moultrie, Pike, Scott, and Vermilion6/29/202310/31/2023
Severe Storms and FLoodingCook6/29/202310/31/2023
IndianaAsylum SeekersAll6/23/20239/30/2023
Severe StormsClay, Fountain, Gibson, Johnson, Martin, Spencer, Vermillion, and Vigo6/25/202311/30/2023
IowaSevere StormsJefferson, Lee, and Wapello6/29/20239/30/2023
Severe StormsRinggold6/29/20239/30/2023
Severe StormsAppanoose, Davis, Lucas, and Monroe6/29/202310/31/2023
Severe StormsUnion6/29/202310/31/2023
Severe Storm SystemsDes Moines8/4/202311/30/2023
Severe Storm SystemsLee and Sioux8/6/202311/30/2023
KentuckySevere Weather SystemAdair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford12/31/2021TBD
Severe Weather SystemAdair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford1/6/2022TBD
Severe WeatherBoyle, Breathitt, Clay, Jackson, Johnson, Knott, Lawrence, Lee, Leslie, Letcher, Magoffin, Owsley, Powell, and Wolfe2/28/2021TBD
Severe Weather SystemAdair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford2/1/2022TBD
Water Shortage Due to Levee FailureCrittenden4/29/2022TBD
Southeast Kentucky FloodingAdair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCrery, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford7/26/2022TBD
Severe Winter StormAdair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford12/22/2022TBD
Severe WeatherAll3/3/2023TBD
Severe WeatherAll3/31/2023TBD
Severe WeatherAll7/17/2023TBD
LouisianaSevere WeatherAll12/13/202210/31/2023
Severe WeatherAll6/16/202311/30/2023
Heat-Related EmergenciesAll8/11/202311/30/2023
MaineSevere Storm and FloodingFranklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, and Waldo4/30/20239/30/2023
MinnesotaSevere Storms and FloodingAitkin, Big Stone, Carlton, Chippewa, Clay, Goodhue, Grant, Houston, Kittson, Lac Qui Parle, Lake of the Woods, Mahnomen, Marshall, Morrison, Norman, Pine, Pope, Renville, Roseau, St. Louis, Stevens, Swift, Traverse, and Wilkin4/11/20239/30/2023
MississippiFloodingAdams, Alcorn, Amite, Attala, Benton, Bolivar, Calhoun, Carroll, Chickasaw, Choctaw, Claiborne, Clarke, Clay, Coahoma, Copiah, Covington, Desoto, Forrest, Franklin, George, Greene, Grenada, Hancock, Harrison, Hinds, Holmes, Humphreys, Issaquena, Itawamba, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper, Lafayette, Lamar, Lauderdale, Lawrence, Leake, Lee, Leflore, Lincoln, Lowndes, Madison, Marion, Marshall, Monroe, Montgomery, Neshoba, Newton, Noxubee, Oktibbeha, Panola, Pearl River, Perry, Pike, Pontotoc, Prentiss, Quitman, Rankin, Scott, Sharkey, Simpson, Smith, Stone, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica, Union, Walthall, Warren, Washington, Wayne, Webster, Wilkinson, Winston, Yalobusha, and Yazoo8/22/2022TBD
Mississippi Water CrisisHinds8/30/2022TBD
Severe ThunderstormsAll3/25/2023TBD
Severe StormsClaiborne, Copiah, Covington, Jackson, Jasper, Jefferson, Jefferson Davis, Lawrence, Leake, Neshoba, Newton, Rankin, Scott, Simpson, Smith, and Wayne6/14/202310/31/2023
MissouriSevere WeatherAll7/29/202311/30/2023
MontanaFloodingCarbon, Park, and Stillwater6/10/2022TBD
FloodingAll4/10/2023TBD
FloodingBlaine, Daniels, Hill, Park, Roosevelt, Sheridan, and Valley4/10/202310/31/2023
FloodingAll5/31/2023TBD
NebraskaSevere Winter StormAdams, Antelope, Arthur, Banner, Blaine, Boone, Box Butte, Boyd, Brown, Buffalo, Burt, Butler, Cass, Cedar, Chase, Cherry, Cheyenne, Clay, Colfax, Cuming, Custer, Dakota, Dawes, Dawson, Deuel, Dixon, Dodge, Douglas, Dundy, Fillmore, Franklin, Frontier, Furnas, Gage, Garden, Garfield, Gosper, Grant, Greeley, Hall, Hamilton, Harlan, Hayes, Hitchcock, Holt, Hooker, Howard, Jefferson, Johnson, Kearney, Keith, Keya Paha, Kimball, Knox, Lancaster, Lincoln, Logan, Loup, Madison, McPherson, Merrick, Morrill, Nance, Nemaha, Nuckolls, Otoe, Pawnee, Perkins, Phelps, Pierce, Platte, Polk, Red Willow, Richardson, Rock, Saline, Sarpy, Saunders, Scotts Bluff, Seward, Sheridan, Sherman, Sioux, Stanton, Thayer, Thomas, Thurston, Valley, Washington, Wayne, Webster, Wheeler, and York12/13/2022TBD
Wildfires and DroughtAll4/13/2023TBD
Severe StormBoyd6/23/2023TBD
NevadaFloodingChurchill, Douglas, Elko, Eureka, Humboldt, Lander, Lincoln, Lyon, and Storey5/29/20239/30/2023
Hurricane HilaryAll8/20/2023TBD
New JerseySevere Storm and FloodingAll7/14/20239/30/2023
Severe StormsAll7/15/2023TBD
New MexicoMonsoon Rain EventPueblo of Laguna and Cibola County7/20/2021TBD
Monsoon Rain EventSocorro7/23/2021TBD
Snow SquallRio Arriba12/15/2021TBD
Snow SquallColfax12/15/2021TBD
WildfiresSan Miguel4/6/2022TBD
Severe Drought and Wildfire ConditionsBernalillo, Catron, Chaves, Cibola, Colfax, Curry, Debaca, Dona Ana, Eddy, Grant, Guadalupe, Harding, Hidalgo, Lea, Lincoln, Los Alamos, Luna, McKinley, Mora, Otero, Quay, Rio Arriba, Roosevelt, San Juan, San Miguel, Sandoval, Santa Fe, Sierra, Socorro, Taos, Torrance, Union, and Valencia4/6/2022TBD
WildfiresValencia4/11/2022TBD
WildfiresLincoln4/12/2022TBD
WildfiresMora4/17/2022TBD
WildfiresColfax4/20/2022TBD
Major Water System LeakRio Arriba6/9/2022TBD
Flooding and Lack of Drinking WaterSan Miguel7/27/2022TBD
Flooding Due to Monsoon EventHidalgo8/12/2022TBD
Water ShortageSandoval8/15/2022TBD
Flooding Due to Monsoon EventCatron8/18/2022TBD
FloodingGrant8/19/2022TBD
Risk of FloodingMora and San Miguel9/21/2022TBD
FloodingSierra10/3/2022TBD
FloodingSandoval4/10/2023TBD
Mass ShootingSan Juan5/15/2023TBD
New YorkInfrastructure RiskAll5/9/20239/30/2023
Severe WeatherAlbany, Broome, Cayuga, Chemung, Chenango, Clinton, Columbia, Cortland, Delaware, Dutchess, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Lewis, Livingston, Madison, Monroe, Montgomery, Oneida, Onondaga, Ontario, Orange, Oswego, Otsego, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, St. Lawrence, Steuben, Sullivan, Tioga, Tompkins, Ulster, Warren, Washington, Wayne, Westchester, and Yates7/9/202310/31/2023
Severe Storms and FloodingClinton, Dutchess, Essex, Hamilton, Ontario, Orange, Putnam, and Rockland7/9/20239/30/2023
North CarolinaSevere WeatherSurry4/28/20239/30/2023
Severe WeatherGaston5/17/202310/31/2023
Severe WeatherNash7/19/202311/30/2023
North DakotaBlizzardBillings, Bottineau, Dunn, Golden Valley, Grand Forks, McHenry, McKenzie, McLean, Mercer, Morton, Mountrail, Oliver, Renville, Sheridan, Stark, Ward, Mandan Nation, Hidatsa Nation, and Arikara Nation4/12/2022TBD
FloodingBarnes, Burke, Dickey, Dunn, Golden Valley, Grand Forks, Hettinger, LaMoure, McHenry, Mercer, Morton, Mountrail, Nelson, Pembina, Ransom, Richland, Sargent, Steele, Towner, Walsh, and Wells4/10/20239/30/2023
Border SecurityAll6/11/2023TBD
OklahomaSevere StormsCleveland, Lincoln, McClain, Oklahoma, and Pottawatomie4/19/2023TBD
Severe Storms, Straight-line Winds, and TornadoesBeaver, Cimarron, Comanche, Cotton, Craig, Creek, Delaware, Harper, Jefferson, Love, Major, Mayes, Mccurtain, Payne, Pushmataha, Rogers, Stephens, Tulsa, and Woodward6/14/20239/30/2023
Severe StormsChoctaw, Creek, Delaware, Harper, Mayes, Pawnee, Payne, Rogers, Tulsa, and Wagoner6/17/20239/30/2023
OregonMiller Road/Dodge FireWasco8/2/2022TBD
Sturgill FireWallowa9/5/2022TBD
Cedar Creek FireLane9/9/2022TBD
Drought with Risk of WildfireCrook and Jefferson2/16/20232/28/2024
DroughtGrant and Deschutes3/23/20232/29/2024
DroughtHarney4/13/20232/29/2024
DroughtWasco4/18/20232/29/2024
DroughtLake and Sherman4/19/20232/29/2024
Drought ConditionsJackson6/14/20232/29/2024
Golden FireKlamath7/22/2023TBD
Hat Rock and Mount Hebron FiresUmatilla8/2/2023TBD
Imminent Threat of WildfireAll8/2/20232/28/2024
Lookout FireLane8/13/2023TBD
PennsylvaniaInfrastructure RiskPhiladelphia6/11/2023TBD
Puerto RicoFlash FloodsAguas Buenas, Bayamon, Catano, Dorado, Guaynabo, Humacao, Naguabo, Naranjito, Patillas, San Juan, Toa Alta, Toa Baja, Trujillo Alto, Vega Alta, and Vega Baja2/8/2022TBD
Torrential RainsMayaguez, Adjuntas, Aguada, Maricao, Utuado, San German, Ciales, Salinas, Aibonito, Maunabo, Ponce, Naguabo, Orocovis, Patillas, Hormigueros, Jayuya, Las Marias, Humacao, Yabucoa, and Guayama10/31/2022TBD
Rhode IslandWinter StormBristol, Kent, Newport, Providence, and Washington1/29/2022TBD
South DakotaFloodingBrown, Clark, Codington, Day, Faulk, Grant, Hand, Marshall, Potter, and Roberts4/9/20239/30/2023
FloodingBrown, Clark, Codington, Day, Faulk, Grant, Hand, Marshall, Potter, and Roberts6/2/2023TBD
FloodingEdmunds and Spink6/2/2023TBD
TennesseeSevere WeatherFayette, Shelby, and Tipton6/25/202310/31/2023
TexasBorder SecurityBee, Brewster, Brooks, Chambers, Colorado, Crane, Crockett, Culberson, DeWitt, Dimmit, Duval, Edwards, El Paso, Frio, Galveston, Goliad, Gonzales, Hudspeth, Jackson, Jeff Davis, Jim Hogg, Jim Wells, Kenedy, Kerr, Kimble, Kinney, Kleberg, La Salle, Lavaca, Live Oak, Mason, Maverick, McCulloch, McMullen, Medina, Menard, Midland, Pecos, Presidio, Real, Refugio, San Patricio, Schleicher, Sutton, Terrell, Throckmorton, Uvalde, Val Verde, Victoria, Webb, Wharton, Wilbarger, Wilson, Zapata, and Zavala5/31/2022TBD
DroughtAndrews, Atascosa, Austin, Bailey, Bandera, Baylor, Bexar, Blanco, Borden, Bosque, Brown, Burnet, Callahan, Cameron, Castro, Childress, Cochran, Coke, Collingsworth, Colorado, Comal, Comanche, Coryell, Cottle, Crosby, Dallam, Dawson, Deaf Smith, Dickens, Dimmit, Eastland, Ector, Edwards, Erath, Falls, Fisher, Floyd, Foard, Frio, Gaines, Garza, Gillespie, Glasscock, Grimes, Hale, Hamilton, Hansford, Hardeman, Hartley, Hays, Henderson, Hidalgo, Hockley, Howard, Hutchinson, Jones, Kendall, Kent, Kerr, Kimble, King, Kinney, La Salle, Lamb, Lampasas, Lipscomb, Llano, Lubbock, Lynn, Martin, Mason, Matagorda, Maverick, Mcculloch, Mclennan, Medina, Menard, Midland, Mills, Mitchell, Montgomery, Moore, Motley, Nolan, Ochiltree, Oldham, Parmer, Potter, Randall, Real, Roberts, Runnels, San Saba, Scurry, Shackelford, Sherman, Sterling, Stonewall, Sutton, Swisher, Taylor, Terry, Travis, Uvalde, Webb, Wharton, Yoakum, and Zavala7/8/2022TBD
Severe StormHidalgo4/28/2023TBD
Severe StormCameron5/10/2023TBD
Severe Storms and FloodingBailey, Briscoe, Castro, Deaf Smith, Garza, Hale, Lamb, Lynn, Parmer, Potter, Randall, and Roberts5/27/2023TBD
Severe StormsCamp, Cass, Fisher, Franklin, Gregg, Harrison, Hopkins, Jones, Kent, Leon, Marion, Montgomery, Morris, Motley, Nolan, Ochiltree, Panola, Shelby, Smith, Stonewall, Titus, Upshur, and Wood6/14/2023TBD
WildfiresAnderson, Andrews, Angelina, Aransas, Archer, Atascosa, Austin, Bailey, Bandera, Bastrop, Baylor, Bell, Bexar, Blanco, Borden, Bosque, Brazos, Brewster, Briscoe, Brooks, Brown, Burleson, Burnet, Caldwell, Calhoun, Callahan, Cameron, Cass, Castro, Chambers, Cherokee, Clay, Cochran, Coke, Coleman, Colorado, Comal, Comanche, Concho, Cooke, Coryell, Crockett, Crosby, Culberson, Dallas, Denton, Dewitt, Dimmit, Duval, Eastland, Ector, Edwards, El Paso, Ellis, Erath, Falls, Fannin, Fayette, Fort Bend, Freestone, Frio, Gaines, Galveston, Garza, Gillespie, Glasscock, Goliad, Gonzales, Gregg, Grimes, Guadalupe, Hale, Hamilton, Hardeman, Hardin, Harris, Harrison, Hays, Henderson, Hidalgo, Hill, Hood, Houston, Howard, Hudspeth, Hunt, Jack, Jackson, Jasper, Jeff Davis, Jefferson, Jim Hogg, Jim Wells, Johnson, Karnes, Kaufman, Kendall, Kenedy, Kerr, Kimble, King, Kleberg, Knox, La Salle, Lamb, Lampasas, Lavaca, Lee, Leon, Liberty, Limestone, Llano, Madison, Marion, Martin, Mason, Matagorda, Maverick, Mcculloch, Mclennan, Medina, Menard, Midland, Milam, Mills, Mitchell, Montague, Montgomery, Nacogdoches, Navarro, Newton, Nolan, Nueces, Orange, Palo Pinto, Panola, Parker, Polk, Potter, Presidio, Randall, Reagan, Real, Red River, Reeves, Refugio, Robertson, Rockwall, Runnels, Rusk, Sabine, San Augustine, San Jacinto, San Patricio, San Saba, Schleicher, Scurry, Shackelford, Shelby, Smith, Somervell, Starr, Stephens, Tarrant, Taylor, Terrell, Throckmorton, Tom Green, Travis, Trinity, Tyler, Upshur, Upton, Val Verde, Van Zandt, Victoria, Walker, Waller, Ward, Washington, Wharton, Wichita, Wilbarger, Williamson, Wilson, Winkler, Wise, Yoakum, Young, Zapata, and Zavala7/24/2023TBD
VermontSevere WeatherAll7/9/2023TBD
Severe WeatherAll7/15/2023TBD
WashingtonSevere Storm and FloodingGrant and Douglas7/10/2022TBD
WildfiresAll7/10/2022TBD
Overpass DamageLewis9/22/2022TBD
Leiser Road OverpassClark7/7/2023TBD
West VirginiaFlooding EmergencyBarbour, Berkeley, Boone, Braxton, Brooke, Cabell, Calhoun, Clay, Doddridge, Fayette, Gilmer, Grant, Greenbrier, Hampshire, Hancock, Hardy, Harrison, Jackson, Jefferson, Kanawha, Lewis, Lincoln, Logan, Marion, Marshall, Mason, McDowell, Mercer, Mineral, Mingo, Monongalia, Monroe, Morgan, Nicholas, Ohio, Pendleton, Pleasants, Pocahontas, Preston, Putnam, Raleigh, Randolph, Ritchie, Roane, Summers, Taylor, Tucker, Tyler, Upshur, Wayne, Webster, Wetzel, Wirt, Wood, and Wyoming9/30/2022TBD
WisconsinSevere Winter StormsAdams, Ashland, Barron, Bayfield, Brown, Buffalo, Burnett, Calumet, Chippewa, Clark, Columbia, Crawford, Dane, Dodge, Door, Douglas, Dunn, Eau Claire, Florence, Fond Du Lac, Forest, Grant, Green, Green Lake, Iowa, Iron, Jackson, Jefferson, Juneau, Kenosha, Kewaunee, La Crosse, Lafayette, Langlade, Lincoln, Manitowoc, Marathon, Marinette, Marquette, Menominee, Milwaukee, Monroe, Oconto, Oneida, Outagamie, Ozaukee, Pepin, Pierce, Polk, Portage, Price, Racine, Richland, Rock, Rusk, Sauk, Sawyer, Shawano, Sheboygan, St. Croix, Taylor, Trempealeau, Vernon, Vilas, Walworth, Washburn, Washington, Waukesha, Waupaca, Waushara, Winnebago, and Wood2/24/2023TBD
Elevated Wildfire ConditionsAll4/12/2023TBD
Widespread FloodingAll4/16/2023TBD
FloodingAlbany, Big Horn, Campbell, Carbon, Converse, Crook, Fremont, Goshen, Hot Springs, Johnson, Laramie, Lincoln, Natrona, Niobrara, Park, Platte, Sheridan, Sublette, Sweetwater, Teton, Uinta, Washakie, and Weston6/12/2022TBD

In order to utilize an emergency or disaster-related SEP, individuals must:

  • Reside (including resided at the start of the incident date) in an area where a federal, state, or local government entity has declared a disaster or other emergency.
  • Have had another valid election period (e.g., Initial Enrollment Period) at any time during the incident period.
  • Have missed an enrollment during that other valid election period due to the disaster or other emergency.

In addition, the SEP is available to those individuals who don’t live in the affected areas but who do rely on help making health care decisions from one or more individuals who live in the affected areas.

What Steps Do Agents Need to Follow?

If your client believes they may qualify for one of these SEPs and wants to enroll, disenroll, or switch Medicare Advantage or PDP plans, your client should:

  • Be able to show proof that they lived/live in an impacted area at the start of the incident period.
  • Confirm that they had another election period available during the time of the incident period.
  • Confirm that the beneficiary lived in a county that has been declared a disaster or emergency by a federal, state, or local government entity.

Once you’ve verified their eligibility, proceed with the application. During the application process, select these two enrollment reasons:

  • Affected by an emergency or major disaster (as declared by FEMA or a government entity).
  • Election period enrollee was eligible for and not able to use due to the declared disaster or emergency. Provide dates when applicable (e.g., change in residence).

The enrollment will be submitted to CMS using this election code. If it’s determined that this election isn’t appropriate, the carrier will reach out to inform you, and the member will receive a Request for Information (RFI) to determine if another enrollment period is available to them.

Please note that enrollments made using this SEP are effective the first of the month following the enrollment.

● ● ●

We strive to keep you updated on relevant news and information, and we’ll update this post when new SEPs become available. Check back if something happens in your area that you think might lead to a declared emergency.

Editor’s Note: This post was originally published in December 2022. It has been updated to include the latest SEPs available in 2023.

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